Introduction
Many of us know well that our health insurance is supposed to pay for procedures such as annual medical and children’s examinations. If you haven’t enough information about your policy, you could be spending more money out of policy coverage on some prescriptions and procedures that are already covered.
There is no doubt that the type of coverage differs from one policy to another and from one state to another, but it is always a good idea to contact the insurance company to get some more information about this. Continue reading below if you want to know more details about some procedures and services that are almost free all the time.
1. Medical Equipment
You health insurance can cover any medical equipment you might want to use. For instance, if you break your leg or your hip, your health insurance won’t only cover your hospital visit and surgeries, but it also can offer you coverage in case you want to get some extra care after leaving the hospital.
If you check the durable medical equipment area of your coverage, you will realize that using crutches and wheelchairs are covered by your insurer. This also applies to most of the prosthetic limbs.
2. Non-Western Medicine
In the event that your normal doctor can’t provide you with the necessary cure that you need, you can opt for alternative treatments such as massage therapy, herbal supplements, acupuncture or chiropractic services. Most of these things and procedures can be covered by your health insurance. Moreover, you can pay for acupuncture by using your health savings account in case your doctor prescribes it.
3. Gym Memberships
Gradually, a lot of well-known insurers are doing their best to encourage their customers do exercise by offering them discounts on gym memberships.
The purpose of the insurance companies is to have clients who exercise on a regular basis so that they are less prone to medical ailments like heart disease and diabetes. Being a gym member will surely be an advantage for your insurance company on the long term.
4. Sleep Studies
You might be one of those many people who suffer to fall asleep. You can get help from doctors, but your insurance can offer you the resources you need to overcome this problem completely.
In fact, you can take part in a sleep study that can help you understand the causes that prevent you from falling asleep like sleep apnea or restless leg syndrome, and both these problems can be cured with medication.
5. 24/7 Nurse Lines
A lot of health insurers give their clients the opportunity to contact registered nurses 24 hours a day via a toll-free number. This is very important in case you face a minor medical problem in hard times like at night; or simply you need to get more information about a particular medication before it’s morning.
Conclusion
Finally, and as you have seen in this article, there are some things that are covered by your insurance that you might not know. So, always make sure to carefully check your policy before you pay some extra money on procedures or prescriptions already covered. It’s an amazing feeling to both maintain your health and save money!
